Instant Funding

Instant Funding

Forex Crypto Multi-Asset CFD ⬜ No votes yet 🏷 70% OFF
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🏆 Challenge Reports
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Instant Funding
AFF8412

📋 Firm Details

Platform(s)MT5, MetaTrader, MatchTrader
Drawdown TypeEnd of Day
Swing TradingYes
Daily Loss LimitNo
Min Payout Days14
Challenge Starting Price44

📝 Payout & Rules Notes

Payout Notes
• CFD / forex-style prop firm with standard and crypto programs • Platforms listed: MetaTrader 5, cTrader and Match-Trader • Main products: Instant Funding, Instant Funding GO, IF Micro, IF1, One-Phase, One-Phase Micro, Two-Phase, Two-Phase Micro, IF Micro Crypto and One-Phase Crypto • Instant Funding: first payout 14 days after first trade, then every 7 days • Instant Funding: no profit target, but Smart Drawdown must be locked by reaching 5% profit before payout • IF1: one 24-hour trading window; payout after the window closes if profit and consistency rules are met • One-Phase / Two-Phase / Micro programs: on-demand payouts once eligible • Instant Funding Micro / IF Micro Crypto: payout every 14 days • Profit split usually starts at 80%, with 90% available through add-ons or scaling rules • IF1 has 90% profit split
Rules Notes
• Instant Funding: no evaluation, no daily drawdown, no consistency rule, 10% max drawdown • Instant Funding GO: 10% profit target, 3% daily drawdown, 8% max drawdown • IF Micro: no profit target, 4% daily drawdown, 6% max drawdown, no minimum trading days • IF1: 24-hour account, 2% daily drawdown, 4% max drawdown, 15% consistency, 2% minimum net profit for payout • One-Phase: 7% profit target, 4% daily drawdown, 7% max drawdown, no minimum trading days • One-Phase Micro: no profit target, 3% daily drawdown, 6% max drawdown, 25% consistency, 4 minimum trading days • Two-Phase: 8% Phase 1 target, 5% Phase 2 target, 5% daily drawdown, 10% max drawdown • Two-Phase Micro: 8% Phase 1 target, 5% Phase 2 target, 4% daily drawdown, 10% max drawdown, no minimum trading days • One-Phase Crypto: 7 minimum trading days, crypto leverage BTC/ETH 1:5 and other crypto 1:2 • Weekend/news rules vary by product; some allow them by default, others require add-on

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ℹ About Instant Funding

INSTANT FUNDING

No Evaluation Model

Flagship instant account with no challenge, no daily drawdown and no minimum trading days.

Account Rules

No evaluation
No profit target
No daily drawdown
Max drawdown: 10%
No minimum trading days
No consistency rule

Payouts

First payout after 14 days
Then every 7 days
Must lock Smart Drawdown first
Smart Drawdown lock requires 5% profit
Profit split: 80%
90% available with add-on

Holding / Scaling

Overnight holding available
Weekend holding requires add-on
Account doubles after 10% profit
Scaling up to $1.28M
Platforms: MT5, cTrader, Match-Trader

INSTANT FUNDING GO

Instant Challenge Hybrid

A faster challenge-style model with profit target, daily drawdown and on-demand payouts.

Rules

Profit target: 10%
Lower target add-on: 8%
Daily drawdown: 3%
Max drawdown: 8%
Standard leverage by asset class
On-demand payout model

Payouts

On-demand payouts once eligible
Profit split starts at 80%
Can rise to 90% after 10% profit in 3 months
90% instant upgrade available by add-on
Scaling +25% every 90 days if 10% profit achieved

Holding

Weekend holding allowed in challenge
Funded weekend holding requires add-on
News / weekend add-on available
Works across FX, indices, commodities and crypto

IF MICRO

Micro Instant Account

Smaller instant account model with no profit target and no minimum trading days.

Rules

No profit target
Daily drawdown: 4%
Max drawdown: 6%
No minimum trading days
News trading allowed
Weekend holding allowed

Payouts

On-demand payouts
Profit split: 80%
90% add-on available
Scaling +25% every 90 days
Trading day counts only when a new trade is opened

Leverage

Currencies: 1:100
Commodities: 1:20
Indices: 1:20
Crypto: 1:2
Funded metals/oil/indices may be reduced to 1:5 temporarily

IF1

24-Hour Account

Short-duration account that closes 24 hours after the first trade, with one payout opportunity.

Rules

24-hour account window
No fixed profit target
Daily drawdown: 2%
Max drawdown: 4%
No minimum trading days
Account closes after 24 hours

Payouts

Payout after 24-hour window closes
Minimum net profit: 2%
15% consistency rule
Best trade cannot exceed 15% of total profit
Profit split: 90%

Holding

Overnight allowed inside 24-hour window
Weekend holding available but may close if market shuts
Crypto positions can remain open
No scaling on IF1

ONE-PHASE

Single-Step Challenge

One-phase challenge with no minimum trading days and on-demand payouts after funding.

Challenge Rules

Profit target: 7%
Daily drawdown: 4%
Max drawdown: 7%
No minimum trading days
News trading allowed
Weekend holding allowed

Payouts

On-demand payouts
Profit split: 80%
90% add-on available
Scaling +25% every 90 days
Account can scale up to double starting size

Main Point

Simple one-step model
No minimum days
News and weekend holding built in
Good for faster challenge completion

ONE-PHASE MICRO

Micro Challenge

Smaller one-phase account with consistency and minimum trading day requirements before payout.

Rules

No set payout target
5% profit required for payout
Daily drawdown: 3%
Max drawdown: 6%
25% consistency rule
4 minimum trading days

Payouts

Every 14 days
Starts from first trade
Profit split: 80%
Requires 5% profit + 25% consistency
Trading day requires a new opened trade

Restrictions

Overnight holding available
News trading not available
Weekend holding not allowed
5-minute high-impact news restriction
Leverage lower than standard accounts

TWO-PHASE

Classic Two-Step

Two-phase evaluation with 8% and 5% targets, on-demand payouts and scalable funded accounts.

Challenge Rules

Phase 1 target: 8%
Phase 2 target: 5%
Daily drawdown: 5%
Max drawdown: 10%
12% max drawdown add-on available
Weekend holding allowed in challenge

Payouts

On-demand payouts
Profit split starts at 80%
Can increase to 90% after 10% profit in 3 months
90% add-on available
Scaling +25% every 90 days

Holding

Weekend holding allowed in challenge phases
Funded weekend holding requires add-on
News/weekend add-on available
Standard leverage by asset class

TWO-PHASE MICRO

Micro Two-Step

Two-step micro model with lower Phase 2 target and flexible payout-timing profit split.

Challenge Rules

Phase 1 target: 8%
Phase 2 target: 4%
Daily drawdown: 4%
Max drawdown: 10%
No minimum trading days listed
Standard leverage by asset class

Payouts

As often as every 5 days
5–13 days: 60% split
14–27 days: 80% split
28+ days: 95% split
Timer resets after payout
Up to 95% profit split

Scaling

Scaling +25% every 90 days
Requires 10% profit for scaling
Scales up to double starting size
Calendar-day payout timer

IF MICRO CRYPTO

Crypto Micro Instant

Crypto-focused micro instant model with no set profit target and crypto-specific leverage.

Rules

Crypto-focused account
No minimum profit target listed
Daily drawdown: 4%
Crypto leverage applies
News trading available
Weekend holding available

Payouts

On-demand payouts
Payout once eligible
Crypto pairs available
Weekend holding allowed
Best for smaller crypto account exposure

Crypto Leverage

BTC / ETH leverage varies by crypto product
Other crypto pairs lower leverage
Crypto positions can remain open through weekends
Check dashboard for exact pair availability

ONE-PHASE CRYPTO

Crypto Challenge

Crypto-only one-phase challenge with minimum trading days and crypto-specific leverage rules.

Challenge Rules

Crypto-only challenge
7 minimum trading days
Trading day requires a new position
News trading available
Weekend holding available
No standard FX/CFD markets

Payouts

On-demand payouts
Payout once eligible
Profit split: 80%
No scaling currently listed
Crypto account rules apply

Leverage

BTC / ETH: 1:5
Other crypto: 1:2
Weekend holding allowed
Crypto positions can remain open through weekend

Instant Funding: no minimum trading days
Instant Funding GO: not clearly listed as fixed minimum days on the main page
IF Micro: no minimum trading days
IF1: no minimum trading days; account closes 24 hours after first trade
One-Phase: no minimum trading days
One-Phase Micro: 4 minimum trading days
Two-Phase: no minimum trading days listed
Two-Phase Micro: no minimum trading days
IF Micro Crypto: no minimum trading days
One-Phase Crypto: 7 minimum trading days
Instant Funding: no consistency rule
Instant Funding GO: not listed as classic consistency on main rule section
IF Micro: no consistency rule listed
IF1: 15% consistency rule for payout
One-Phase: no consistency rule listed
One-Phase Micro: 25% consistency rule for payout
Two-Phase: no classic consistency listed in the visible rule section
Two-Phase Micro: no minimum days listed; check dashboard/product page for any active add-on changes
IF Micro Crypto: no classic consistency listed in the visible rule section
One-Phase Crypto: 7 trading days required
Forex / currencies
Commodities
Indices
Crypto
Metals
Oil
Platforms: MetaTrader 5, cTrader, Match-Trader
Standard leverage shown: currencies 1:100, commodities 1:20, indices 1:20, crypto 1:2
Temporary update: metals, oil and indices leverage on funded accounts may be reduced to 1:5 during increased volatility
⚠️ Community ratings and reports reflect user-submitted opinions and experiences. This is not financial advice.